by Leonore Claypool | Oct 15, 2019 | Blog, Homeownership, Mortgage
One of the benefits of working with an independent mortgage professional is having lots of great financing options! Rather than dealing with a single lender who has one set of products, brokers work with multiple lenders who offer a wide selection of mortgage...
by Leonore Claypool | Oct 1, 2019 | Blog, Mortgage
As part of the mortgage and real estate processes, there’s a lot of confusion around the differences between the deposit and the downpayment. It’s important to understand what sets them apart so you don’t get confused when it’s time to secure financing on a...
by Leonore Claypool | Sep 17, 2019 | Blog, Finance, Mortgage
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let’s take a look and maybe do a little math. The first (and largest) factor to look at is the amortization, which is the remainder of your mortgage’s life. A...
by Leonore Claypool | Sep 12, 2019 | Blog, CMHC, First Time Home Buyers, Homeownership
Launched on September 2nd 2019, the first time home buyer’s incentive is designed to help qualified first time home buyers reduce their monthly expenses. The goal is to make housing more affordable. The government of Canada has set aside $241M for the program and has...
by Leonore Claypool | Sep 3, 2019 | Blog, Finance, Homeownership, Mortgage
This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. The key here is to get...
